Should i apply for medicare if i have insurance

Most people should enroll in Medicare Part A when they turn 65, even if they have health insurance from an employer. This is because most people paid Medicare taxes while they worked and therefore do not pay a monthly premium for Part A.File Size: Page Count: 

When should I sign up for Medicare?

Most people should sign up for Medicare when they first become eligible during their Initial Enrollment Period. The Initial Enrollment Period begins three months before the month you turn 65, includes your birthday month, and extends for three months after your birthday month.

Will I be automatically enrolled in Medicare at 65?

Medicare will automatically start when you turn 65 if you’ve received Social Security Benefits or Railroad Retirement Benefits for at least 4 months prior to your 65th birthday. You’ll automatically be enrolled in both Medicare Part A and Part B at 65 if you get benefit checks.

How do I start Medicare benefits?

You can enroll in Medicare as follows: Apply online at Social Security. Visit your local Social Security office. Call Social Security at 1-***-***-****

What documents are needed for Medicare application?

In each case, you must provide certain information and documents to demonstrate your eligibility for Medicare. These include. Your Social Security number. Date of birth and original birth certificate. Marital status and, if appropriate, original marriage certificate.

How old do you have to be to register for Medicare?

People must be 65 years old in order to qualify for Medicare. You can enroll in Medicare up to three months before the month of your 65th birthday and coverage will become effective on the first day of your birth month.

Do I need to sign up for Medicare if I am still working at 65?

If you’re still working by the time you turn 65, and your employer offers health insurance, you don’t need to sign up for Medicare at that time — and you don’t have to worry about the aforementioned Part B penalty, either.

Will I be automatically enrolled in Medicare at 65?

Medicare will automatically start when you turn 65 if you’ve received Social Security Benefits or Railroad Retirement Benefits for at least 4 months prior to your 65th birthday. You’ll automatically be enrolled in both Medicare Part A and Part B at 65 if you get benefit checks.

When can you start getting Medicare?

For most people, Medicare starts when you turn age 65. It can start earlier if you are disabled under Social Security definitions and are receiving SSDI. It can also begin before age 65 if you have ALS (amyoptropic lateral sclerosis) or ESRD (end stage renal disease).